Most employers in the United States are required by law to carry workers’ compensation. This means that when any employee becomes injured and has to pay for medical services or take time off work, they can make a claim for compensation.
Workers’ compensation is a right, and it is a right regardless of fault. This means that even if an injury was deemed to be your fault, you will still be able to claim compensation for the damages you suffered.
However, there are certain things that you must do to ensure success. The following are some of the most important tips for making your workers’ compensation claim process as smooth as possible.
Report your injury as soon as possible after it happens
In order to be eligible for workers’ compensation, you must report the injury to your employer within 30 days. It is best if you report the injury within 24 hours. Once you have reported the incident to your employer, they have the legal responsibility to provide a workers’ compensation form. You should complete and submit this form as quickly as you can.
Communicate fully with your medical provider
When you are in the hospital, it is important to be clear that you were injured at work. Medical staff will be able to help you reduce your financial damages. For example, it is likely that they will be able to send all medical bills directly to your employer instead of charging you.
It is also important that you make sure the doctor you see is certified to conduct workers’ compensation claims. You may have to seek a specific doctor so that you can benefit from the workers’ compensation services.
Don’t take your employer’s word
If your employer gives you reasons why you are not entitled to workers’ compensation, it is best to do your own research. Your employer may be trying to discourage you from making a claim.
If you have been injured in the workplace in the state of New York, you should never have to suffer financially as a result.