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How are commercial truck accidents different?

On Behalf of | Nov 30, 2022 | Truck Accidents

Commercial trucks, including large semi-trucks, provide an essential service by transporting goods and materials across the country. Unfortunately, because of their increased size, these vehicles can cause additional damage when accidents occur.

Motorists and truck drivers alike can benefit from learning about the distinct concerns associated with commercial truck accidents.

Commercial truck regulations

There are federal laws and New York state laws that establish additional regulations that apply to commercial trucks. For example, a truck driver must have a commercial license and submit to drug and alcohol testing. Furthermore, to prevent driver fatigue, there are limits on the number of hours a truck driver can be on the road. Commercial trucks have maintenance and weight requirements that improve safety. Trucking companies are responsible for ensuring that workers load cargo properly and keep all trucks in good repair.

Insurance considerations

In many states, including New York, commercial trucks need more insurance than typical vehicles do. This insurance covers potential hazards linked to the transport of various materials as well as property damage that large trucks can cause. Furthermore, the additional insurance trucks carry can result in larger payments to people who experience harm or injury following a truck accident. However, New York law also limits the timeframe for victims and families to file lawsuits after a commercial truck accident. There is a three-year limit for personal injury cases and a two-year limit for lawsuits involving wrongful death.

Collisions that involve commercial trucks can be exceptionally damaging. Additionally, differing regulations and insurance requirements can alter legal considerations for victims of truck accidents.